The RBC Avion Visa Business card is crafted with the utmost detail to satisfy the business owners who look for the best reward program. There is an annual fee of $120 with an additional card fee of $50, but it has many appreciable features and benefits. These have been defined as; Competitive purchase rate of 19. 99% with cash advance of $220. 99%, providing financial flexibility.

This card is particularly useful for companies that want to enhance their business operations by minimizing accounting complications or handling reimbursement of staff members along with tax-exempt costs. Also, it makes it possible for businesses to earn useful reward points; hence, spending for business operations is more profitable. 

Qualification requirements 

The RBC Avion Visa Business application requires the client to prove a stable business income apart from supplying the RBC with necessary documentation to show that the business is up and running. This is included through preparation of financial statements, tax returns and any other legal documents of business registration.

The card has been designed for business owners controlling not more than five cards in the expense scheme. This focus helps the users to exploit the opportunities and benefits that are laid down in the use of the CARD without overburdening them with more details in handling their finances. 

Benefits 

The RBC Avion Visa Business card offers many advantages for business people, with which one can be met in related credit cards. Net purchases on the card earns Avion points equivalent to the total amount charged on the card, so cardholders are able to achieve their points fastest. These points can be redeemed with many aspects such as traveling, merchandise, gift cards, financial aspect, and many more.

Therefore, the card is highly useful for personal as well as business affairs. If the purpose for a company to get this card is to reinvest the money, to offer incentives to the employees, or just to have some personal benefits, getting the RBC Avion Visa Business card is a perfect chance to use each dollar effectively.

It also provides immediate savings on fuel while patronizing Petro-Canada; a customer who holds this card and uses it while buying gasoline will get a discount of 3 cents per liter. Further, they can accumulate 20% more Petro-Points and Avion points, which increases the fuel cost efficiently. Even more, new clients are granted 35,000 Avion points once they join the contest, which is a perfect start for active accumulation of the necessary rewards.

Pros 

The RBC Avion Visa Business card stands out for several reasons:The RBC Avion Visa Business card stands out for several reasons: 

• Extensive Rewards Program: The capability to pass the points and get as well as redeem them for different valuable incentives such as traveling and merchandise. 
• Fuel Savings: SIMPLE savings in the current price if gasoline at Petro-Canada. 
• Welcome Bonus: 35,000 Welcome Avion points are given. 
• Premium Insurance Coverage: They offer primary coverage insurance with other policies that include purchase security and even extended warranty insurance. 
• Employee Benefits: Many users are also only able to accumulate points from a single card. 

Cons 

While the RBC Avion Visa Business card offers numerous benefits, there are a few drawbacks to consider:While the RBC Avion Visa Business card offers numerous benefits, there are a few drawbacks to consider: 

• Annual Fee: It should be noted that spending $120 is quite expensive for some of the small-scale business firms. 
• Additional Card Fee: extra cards for one month’s use are shared at $50 per each additional card. 
• High Cash Advance Rate: 22 % 99% can be expensive. 
• Limited to Small Programs: Recommended for enterprises which have no more than 5 cards in their expense system. 

How to apply 

To own an RBC Avion Visa Business card, one is required to apply online, which is easy and hassle-free. It has been established that applicants for the RBC company can apply online on the firm’s website, a process that is very easy. Or they can call the business specific helpline number which is 1-888-907-1408 for their queries and assistance.

It is easier and faster if the applicant already is an RBC client; they can apply online by signing in into their accounts. The application also involves important information about the business including the financial performances of the business; for example the Company’s income statements, balance sheets, profit and loss statements, and other records for qualification check of the business ownership. 

Is the card worth It after all? 

It can be concluded that RBC Avion Visa Business card is indeed useful to use for businesses that are able to take advantage of the rather diverse and useful bonus system and other features offered. Getting to have 35,000 Avion points as a welcome bonus and the ability to be earning and using the points for the expenses that include both personal and business, it is a very useful and convenient card.

Such rewards incorporate travelling, apparels and accessories, gift certificates and cash, meaning there are many methods through which one can increase worth. However, for this card, an annual fee of up to $120 is charged, and cash advances attract a rate of 22 percent.

It may not be appropriate for all business purposes because expenses for 99% companies may not be comparable to that of 1% big business tycoons who spend millions on advertising and marketing their brands. Smaller expenditure that are likely to be incurred by business organizations with fewer amounts of capital may not find the costs proportional to the benefits.  

Conclusion 

The RBC Avion Visa Business card enabled for extensive spending for the business owners falling into the category of Small and Medium-sized business organizations. Mainly, it provides insurance against purchase-related risks, and insurance for the extended warranties for any deal. It also affords its users big fuel discounts; you get to save 3¢ on a liter at Petro-Canada every time you use the card and receive points in the process.

The rewards program is flexible allowing users to redeem the possibly earned rewards on airfare, merchandise, gift cards and so on providing immeasurable value to routine business expenses. However, any potential applicant should make sure that such a piece of card is for him and his business only, taking into consideration the costs, like the $120 annual fee and other fees for the card.