Are you in search of a credit card that transcends mere purchasing power? Look no further than the Scotiabank® Scene+™ Visa* Card. It’s not just a payment method; it’s a versatile financial tool crafted to enhance your daily spending routine. With a wide range of benefits and rewards, this card is meticulously designed to cater to diverse lifestyles and individual preferences.

Whether you’re a frequent shopper, a movie buff, or a dining enthusiast, the Scene+ Visa Card promises to add value and convenience to your transactions.

Key information about the Scotiabank® Scene+™ Visa* Card

The Scotiabank® Scene+™ Visa* Card distinguishes itself from ordinary credit cards as your gateway to earning rewards on your everyday spending. Whether you’re stocking up on groceries, dining at your favorite restaurant, or enjoying a movie night out, this card seamlessly accumulates Scene+ points with every purchase.

Furthermore, with its zero annual fee and competitive interest rates, it’s a smart choice for those prioritizing financial flexibility without sacrificing value. Experience the convenience and benefits of the Scotiabank® Scene+™ Visa* Card, designed to effortlessly elevate your purchasing power.

How does the annual fee work?

An outstanding feature of the Scotiabank® Scene+™ Visa* Card is its absence of an annual fee, distinguishing it from numerous credit cards that impose hefty membership fees. With this card, you can access its benefits without incurring any additional costs, ensuring that you can fully capitalize on rewards and savings without concerns about recurring charges impacting your budget.

Enjoy the perks of the Scotiabank® Scene+™ Visa* Card without the burden of annual fees, empowering you to maximize your financial resources while enjoying its array of benefits.

How is the credit limit determined?

The credit limit for the Scotiabank® Scene+™ Visa* Card is determined by considering several factors, such as your credit history, income level, and current financial obligations. Scotiabank aims to establish a credit limit that reflects your financial capacity while adhering to responsible lending principles.

If you wish to increase your limit, there are avenues to explore, including demonstrating a history of prompt repayments or providing updated income information. By carefully evaluating these factors, Scotiabank ensures that your credit limit aligns with your financial circumstances, promoting responsible credit usage and financial well-being.

Credit card benefits

The Scotiabank® Scene+™ Visa* Card offers a multitude of benefits that position it as a premier choice for discerning consumers. Not only does it enable you to accrue Scene+ points on every purchase, but it also grants access to exclusive advantages such as discounts on car rentals and supplementary cards. Tailored to enhance your lifestyle, this card adds tangible value to your daily transactions.

Additionally, its tap-to-pay feature ensures seamless and convenient purchases, streamlining your payment experience while offering unmatched flexibility. Experience the convenience and rewards of the Scotiabank® Scene+™ Visa* Card, tailored to effortlessly elevate your spending journey.

Notable advantage

One standout advantage of the Scotiabank® Scene+™ Visa* Card is its generous rewards program. By earning 2X Scene+ points on eligible purchases at select retailers such as Sobeys, Safeway, Foodland, Home Hardware, and Cineplex, cardholders can quickly accumulate points and redeem them for various rewards, including free movies, meals, and merchandise.

This makes the card ideal for individuals who frequently shop at these establishments or enjoy leisure activities such as dining out and going to the movies.

Disadvantages

While the Scotiabank® Scene+™ Visa* Card offers numerous benefits, it’s essential to consider any potential drawbacks before applying. One notable disadvantage is that the card may not be suitable for individuals who maintain an outstanding balance for an extended period or require specific insurance benefits.

Additionally, if you prefer cashback rewards or a card with different features, you may want to explore alternative options that better align with your preferences and financial goals.

Notable disadvantage

A significant drawback of the Scotiabank® Scene+™ Visa* Card for some consumers is its limited scope of rewards. While earning Scene+ points on eligible purchases is advantageous, individuals who prefer cashback rewards or comprehensive insurance coverage may find the card lacking compared to other options available in the market.

It’s crucial to assess your spending habits and priorities to determine if this card effectively meets your needs.

Who can apply for this card?

The Scotiabank® Scene+™ Visa* Card is available to individuals who meet the eligibility criteria set by Scotiabank. To apply for the card, you must be a legal resident of Canada and meet the minimum age requirement for credit card ownership in your province or territory.

Additionally, you will need to provide proof of income and undergo a credit assessment to determine your creditworthiness. If you meet these requirements and seek a rewarding credit card experience, the Scotiabank® Scene+™ Visa* Card may be the ideal choice for you.

How to apply for the card

Ready to apply for the Scotiabank® Scene+™ Visa* Card? You can do so conveniently through multiple channels, including online, via the Scotiabank mobile app, or in person at a local branch. Here’s how:

Online:

• Visit the Scotiabank website.
• Navigate to the Credit Cards section.
• Select the Scotiabank® Scene+™ Visa* Card.
• Click on the “Apply Now” button.
• Follow the prompts to complete the online application form.
• Review your information and submit your application.

Mobile App:

• Download the Scotiabank mobile app from the App Store or Google Play Store.
• Log in to your account or create a new one if you’re a new user.
• Navigate to the Credit Cards section.
• Select the Scotiabank® Scene+™ Visa* Card.
• Follow the prompts to apply for the card.
• Review your information and submit your application.

In-Person at Branch:

• Schedule an appointment at your nearest Scotiabank branch.
• Visit the branch at your scheduled time.
• Speak to a representative about your interest in the Scotiabank® Scene+™ Visa* Card.
• Complete the application form provided by the representative.
• Submit any required documentation and await approval.

Scotiabank goes the extra mile to ensure that applying for the Scotiabank® Scene+™ Visa* Card is convenient and accessible to all potential cardholders. With a range of application channels available, including online, mobile banking, and in-person assistance at local branches, Scotiabank caters to diverse preferences and needs.

Whether you favor the simplicity of online applications, the flexibility of mobile banking, or the personalized guidance offered in branch visits, Scotiabank has you covered every step of the way. Experience hassle-free application processes and embark on your journey to unlocking the benefits of the Scotiabank® Scene+™ Visa* Card today.